Completed projects

Document management, Archiving, Business, Financial

Archive of client cases

2011 EMC Documentum
Project Description

The system allows you to automate the processes of transferring documents from a bank branch, processing, storing and searching for bank documents.

Functionality
  • Automation of the processes of transferring documents from bank branches (collection information, primary registration of documents in branches) and their registration in regional storages
  • Automation of scanning, processing, storage and retrieval of documents in electronic and physical archives
  • Automation and accounting of the processes of withdrawal and return of documents
  • Segregation of access levels to attributive information and document content at the level of branches, regional directorates, central divisions of the bank, as well as in the context of the client segment (9 segmentation levels), and different roles of bank employees
  • Aggregation and visualization of analytical reporting on client files, automated processes, generation of inventories and acts of discrepancies
  • Integration with existing banking systems to automate the organization of access for bank employees to the system
  • Archive of client cases, extracting information on clients and existing contracts from other banking systems
Implementation results
  • A centralized repository of credit documents for corporate clients was built in order to reduce costs associated with the distribution of paper documents, loss of documents, as well as to automate the processes of entering and replicating documents
  • Up to 15 soft Xpansion employees took part in the project at various stages
  • The archive served as the core for automating decision-making and administration of corporate loans for large clients of the Bank, processing payment orders, administering loans for small and medium-sized businesses and private entrepreneurs.
  • The system provides comfortable work for up to 6000 concurrent users. The archive contains about 3,000,000 user documents

Loan application review system for large business

2011 EMC Documentum
Project Description

A system that allows you to automate the process of considering a loan application by a bank, built in the form of a centralized repository of loan documents with limited access for employees of a financial institution.

Functionality
  • Automation of the Time to Yes stage (decision-making) of the loan process – creation and filling out of loan application data, consideration by services and approval
  • Flexible determination of the route of the business process based on the data of the loan application and the requested loan conditions
  • Automation of the “Time to Money” stage (documenting the loan) of the credit process – universal approval and signing of a loan agreement, pledge agreements, sureties, including digital signature
  • Subsystem for maintaining the current conditions of credit agreements, monitoring indicators, timing of collateral checks
  • Aggregation and visualization of analytical reporting for clients, client groups, maintaining the “credit history” of borrowers
  • Configuring the control function in the processes of servicing credit requests
  • Formation of reports on the status of approval of certain documents and regular sending of such reports to managers
  • Integration with other banking systems and services to organize the concept of a “single client”
  • Flexible differentiation of access rights depending on the role and position of the employee, structural unit, document type, client segment
  • Subsystem for calculating credit indicators, solvency ratios and collateral
  • Centralized storage of information about groups of companies, borrowers, loan applications and indicatives, credit limits, covenants, collateral objects; all information is stored centrally, available to users according to their official authority
  • Search for documents in the repository by various attributes, the ability to export results to MS Excel format
Implementation results
  • Creation of a centralized repository of credit documents for corporate clients in order to reduce costs associated with the distribution of paper documents, document loss, automation of the process of entering and replicating documents
  • Automation of the processes of considering loan requests in the services and divisions of the Bank, making decisions on loans, automating the work of the credit committee, taking into account the centralization of back-office functions at the level of regions and macro-regions
  • Monitoring performance discipline in the processes of servicing credit requests
  • Aggregation and visualization of analytical reporting for clients, client groups, client segments, maintaining “credit history” of corporate clients
  • Segregation of access to client information depending on the official authority of the system user
  • Automatic and semi-automatic (with subsequent filling) generation of accompanying documentation
  • Integration with other banking systems to organize the concept of a “single client”